Syed Raza

Notes on AI, credit risk, and the physics of complex systems.

I'm Head of AI at 2OS, a credit-risk consulting firm working with top US banks and fintechs. Before that, I did a PhD in theoretical physics at UVA on topological phases of matter.

I write about interpretable ML for regulated lending, generative AI in banking, and the physics of complex systems. More about me →

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